21st Century Academy

21st Century Academy

Welcome to the first post of 2009, and it’s business as usual so let’s get off to a flying start. There have been a lot of positive growth and changes at the 21st Century Academy over the last several months, and Jamie McIntyre has introduced a new payment structure that has made the Homestudy accessible to everyone.

You now have the opportunity to become a member from just $25 a week, and at that price, how can you afford not to take advantage of it. 2009 is the year that will be remembered as the year that the free world went into a deep recession, and here is a solution to this financial crisis.

Talking of 2009, what do you want to achieve this year? Now is a great time to be writing down your goals with the help of a great goal planning sheet, so put aside an hour, and get down on paper what you really want out of the next 12 months.

Jamie McIntyre as I mentioned in my last post, now has the goal of becoming a billionaire by the time he is 45, which is just under ten years away. What is stopping you from becoming a millionaire in the next twelve months?

A lot of changes are underway at the 21st Century Academy, and this is adding to the value of Homestudy members. There are a lot more free seminars that graduates can go to now, and Jamie and the team will be on the road a lot more, and visiting even more locations as well.

Check out the new 21st Century Academy Homestudy package, or get yourself the free DVD and E-Book if you have not seen that yet.

Written by Clint Maher - 21st Century Academy
Complete Wealth Education P/L © 2008

If You Think You Can Do A Thing Or Think You Can’t Do A Thing, You’re Right

In his mid twenties, Jamie McIntyre became a millionaire, mainly due to heavy investing in property and real estate. Ten years later, and Jamie has now decided to lift the bar and has announced publicly that he will become a billionaire by the time he is 45 years of age.

We all get caught in a comfort zone of income, due to what we think we are worth and it can be very difficult to multiply your investments and income due to your own self image. For example, if you have been earning an income of $50,000 per year for the last 6 years, then you could probably not fathom what it would be like to earn $350,000 per year as you see yourself being only worth $50,000.

It is no different from a millionaire imaging themselves being a billionaire, as they are in a comfort zone and they can only see themselves at this level. Although it is simple to create more wealth, it is a challenge to keep this wealth if your self image is not in line with it.

Jamie McIntyre of the 21st Century Academy, has decided it is time to step up, and become a billionaire. Now he has given himself nearly ten years to do the task, yet one of his billionaire mentors suggested that he could do it in three.

The point I am trying to get across here is that you can achieve any level of wealth that you want, on the proviso that it is in line with the self image of how much you think you are worth. If you think you are worth $30,000 per year, then that is what you will attract. Change the self image of yourself to believe you are worth $80,000 per year, and you will get it.

This is a complete mindset shift, and goes hand in hand with the Law of Attraction in order to get what you want out of life. The Law of Attraction can bring the wealth into your life, yet it will be your own self image of how much you are worth as to if you will retain that wealth.

Written by Clint Maher - 21st Century Academy
Complete Wealth Education P/L © 2008

Creating Wealth With Property Options

Mark Rolton from Massland is also a key speaker and presenter at The 21st Century Academy, where he shares with members the world of Property Options. Property Options have been around for many years now, although have only started to become popular in the last couple.

Property Options are quite similar to Stock Market Options, as it allows the holder of the Option to have the right but not the obligation to buy a property or development site up until the expiry of the Option. These Options can be in any length too, stretching out in to years instead of months.

Mark Rolton is the CEO of Massland, which is Property Development company that specialises in Property Options, and also trains people who they work and how to use them. They even do Joint Ventures with students and put up most of the money too.

For the last few years, Mark has been presenting alongside Jamie McIntyre at the four day education for life seminars held around Australia and New Zealand, and gives the audience an insight into the world of Property Options. It is a very specialised field, and although the returns are extremely lucrative, you really have to put in the time and effort to get a return.

That is the same for any strategy you use to create wealth, as you must be focused, and take massive action daily. There is no magic blue pill that can do all the work for you.

To grab a free Massland DVD that shows you exactly how property options work, click the link and the team there will send you one. It makes for a very interesting viewing, and shows just why Mark Rolton is the leader in his field.

Written by Clint Maher - 21st Century Academy
Complete Wealth Education P/L © 2008

Investing made Easy

In today’s post we will look at beginning to invest in the Stock market and just how easy it is to do so. With the right investment strategies, it is always a good time to invest in shares.

Before you do rush out and invest in some shares, you must realise that there will be time when you do lose money on a trade, or as I like to say, make a donation to the market. However, with a proper trading plan, and careful risk management, these donations will be kept to a minimum.

Knowing this, it is generally a good move to find a good Stock Broker who will work with you to achieve your financial goals. I strongly recommend that you get a good full service Broker instead of a discount online Broker. Although a little cheaper to use, an online Broker can not give you the financial advice specific to your needs that a full service one can.

You will need to set up a trading account with your Stock Broker, and of course fund it as well. Most of these accounts are cash management accounts, so any money just sitting in there will be generating interest for you.

There are many Stock Market strategies that you can use, however it is best to find ones that are working in current market conditions, and ones that are suited to your personality type and trading experience. It is important that you have already begun to get a good Stock Market education, like the one I received at The 21st Century Academy.

Once you and your Broker have worked out the strategies that you will be using, you can contact your Broker on the telephone when you would like to place a trade. If it is a standard long position then the money will be debited from your trading account on the third trading day after, or T+3, while any Options legs that you use are T+1.

That is just a very brief overview of how to get started in the Stock Market, and of course there is a lot more to know than that before you place any of your money in a trade.

Written by Clint Maher - 21st Century Academy
Complete Wealth Education P/L © 2008

Sink Or Swim, Your Choice

Anyone who knows me will tell you that I am a big believer in human psychology and its effects on financial markets at all levels. In today’s post I want to have a look at the ability to not only survive the current recession, yet to thrive in it and to come out the other side extremely wealthy.

The US has been in a recession for a year now, and it took them 12 months to tell us, officially. How many more countries including my own (Australia) are in recession right now? When the leader of the country comes out and says you are in recession, the great majority of people instantly are hit with a sense of ongoing fear and uncertainty, and stop all spending.

Well, that’s their issue if they choose to do that. I see these times as the biggest opportunities that we may ever come across to create real and lasting wealth. While the average person may panic now, we have to see the bigger picture and find the right investments that will give you strong and reliable growth in the coming years.

With some well known Blue Chip stocks available at extremely oversold prices, it is a great time to be entering the Stock Market. As smart investors we know that we have to protect our trading capital with the use of Put Options, so what does it matter if your particular stock tanks even further? What have yo got to lose!

Many people are worried that the property market is crashing in Australia right now. Have you ever heard this before? Every time there is any kind of hiccup the front page of the paper tells you that real estate has finished and prices can never get any higher. There is a lot of quality investment properties available right now at great prices, and I for one am increasing my portfolio. You might see much growth for a little while, although because rent prices are so close to your mortgage repayments due to the low interest rates we are currently enjoying, this matters little.

Will you be a part of this global recession, or will you go against the trent and begin or continue to invest? The 21st Century Academy offers an amazing Homestudy course that will allow you to quickly become a smart and educated investor and take advantage of these current financial times.

Written by Clint Maher - 21st Century Academy
Complete Wealth Education P/L © 2008

Protect Your Capital At All Times

In today’s post we will have a look at putting your money in to the Stock market and ensuring that you protect your capital. There is just one strategy that I will touch on today, and it involves the use of Options.

The great majority of my clients are share trading because they want to produce a monthly income to substitute or replace their income. They have been doing this through a great Stock market Strategy called Renting Shares, or Writing Covered Calls. Up until early this year, that very simple strategy has worked great and made a consistent and lucrative income for many people.

Due to the changing market conditions though, we now have to also take into effect that markets do go down, and do go down a lot. What if there was a similar income producing strategy that also allowed you to insure yourself at a price that will still see you making a very handsome profit?

So why don’t we continue Renting out your Shares, and then insure your shares at a couple of dollars under what you paid for them. To purchase insurance or a Put Option at this price will only cost you a small fraction of the profit that you are receiving from writing your Covered Call.

So let’s look at an example here. We purchase 1000 Shares of company XYZ at $10 each, $10,000 all up. Then we would rent them out or write a Covered Call somewhere not to far out of the money, so maybe at $11. For this we will receive a premium of 45c, which equates to $450. Now what we would do is purchase your insurance, or buy a Put Option some where deep out of the money, at maybe $7. We will need one Put Option, and this may cost .08c, or $80 per contract (if working in contracts of 1000 shares).

That will leave us with a net premium of .37c or $370 per contract. We know the stock can do one of three things. If it goes up above the Strike Price we can get exercised and we great a capital gain on top of our premium. If the share price stays around the same price then we still have our premium and we can rent the shares out again the next month.

If the shares tank though, and head due south pretty quickly, you have complete protection at the price that you insured them for, and in this case you can sell your shares if you so wish, at $7. The maximum you can donate back to the market is $3 per share, less your initial premium of 0.37c so that means your real loss can only be $2.63 per share.

This is just one great Stock Market Strategy that is being taught at The 21st Century Academy right now, and all Homestudy members get access to this and many more like it.

Written by Clint Maher - 21st Century Academy
Complete Wealth Education P/L © 2008

Is The 21st Century Academy Open To Everyone?

In today’s post we will have a look at Jamie McIntyre and his programs and see how you can become a part of a group of people that are doing some amazing and extraordinary things right now. With all the uncertainty in this economic climate, there has never been a better time to become a 21st Century Homestudy member.

The 21st Century Academy Homestudy is a way that every Australian can get access to some of the worlds best wealth creation strategies and be able to learn them in the comfort of their own home and at their own pace. Tens of Thousands of ordinary people have already completed the Homestudy over the last ten years, and have achieved extraordinary results

A huge bonus that is included with the Homestudy, is that all members can visit as many four day Education For Life Seminars as they with, at no extra charge. It is at these 21st Century Academy Seminars where it can all come together, and you get to be in a room with hundreds of like minded people.

Can I Afford To Become a Member Of The Homestudy?

Instead of asking can you afford it, ask yourself ‘how can I afford it?’ This goes for anything in life, and when you start to ask yourself these sorts of questions, then the money has a habit of showing up when you need it. Becoming a member of the 21st Century Academy is very affordable, and there are payment plans to suit every budget.

You also have to ask yourself ‘Can I not afford to do it?’ Really, can you afford to be working for the rest of your life in a job that you probably don’t like and been paid just enough to cover the bills? Being a wage slave has never been a great prospect and by implementing just one of the Homestudy Strategies you can easily replace your income.

There has never been a better time to get a financial education, and there has never been a better time to become a 21st Century Academy Homestudy Member.

Written by Clint Maher - 21st Century Academy
Complete Wealth Education P/L © 2008

Become Financially Educated

In today’s post we will look at some of the ways that you can become financially educated in order to take advantage of wealth creation opportunities as they present themselves. Investing in your own education is perhaps the wisest investment of all.

In this day and age there are an abundance of  ways to further your financial literacy. Perhaps one of the best and by far the cheapest, is heading to your local library and reading some of the best financial books ever written. Often I am asked by people who have little or no money and this is the first place that I mention to them. It was the humble library where I began to get myself financially educated and what I learnt there helped get me to where I am today.

The introduction and ease of access to the Internet has made it even easier to access great financial information and websites that offer some wonderful financial tools and resources. There is a flip side to the Internet, and that is there is some dubious and unaccountable information out there that may be harmful to your financial education.

Finding a mentor who is successful in their given investing field is an excellent way in which to learn and further your education. They will advise you of potential pitfalls in the way and will most certainly try to give you the best advice they can.

Wealth Coaching is very popular these days and rightly so. Even the top sports stars in the world still have their own coach. Wealth Creation is no different and the top investors out there all have proven wealth coaches. A good wealth coach will work with you and unleash the investor within, while making you be accountable to yourself when making investment decisions.

Homestudy programs present perhaps the best and most cost effective way in which to further your financial education, as you get access to some of the most successful investors and wealth creators on the planet and can watch the DVD’s at your own leisure. I did the 21st Century Academy Homestudy a couple of years ago, and it was this one program that made all the difference to my financial education.

It doesn’t matter where you further your financial education, it is just important that you keep learning as much as you can. After you learn it is just as important that you take action and go out and practice what you have learnt.

Written by Clint Maher - 21st Century Academy
Complete Wealth Education P/L © 2008

How To Invest $5000

In today’s post we will look at ways in which you could invest five thousand dollars, which for a young investor, or someone who is just starting out, can be a lot of money. It does not matter if you are investing five dollars or five million dollars, as the principles of investing remain the same.

Before we invest any money, we must adjust our mindset so that we are not treating our venture as a gamble. Too often I hear people saying that they will invest five or ten thousand dollars in to the Stock market, but if they lose that they are out. This attitude is subconsciously setting yourself up to lose every time, and is no different to someone who takes five grand to the tables in Vegas, expecting to lose.

So following sound investing principles, we can now look for an investment vehicle that interests us. Five thousand dollars can get you a great financial education, which is a must if we are to become successful. A financial education is one of the best investments that you can ever make, and in the long term will make you more money, and will create more wealth for the world.

How To Invest $5000 In The Stock Market

Assuming you already have already done this, what are some other options? You can enter the Stock Market very easily with this amount of money. It will not obviously buy you a huge portfolio, however it will get you in to the Market, and your share movements and emotions will be exactly the same for some one who has a five million dollar portfolio. The important thing is getting in to the Market and learning the trading systems, instead of waiting till you have a larger pot of money and starting from scratch.

How To Invest $5000 In The Property Market

Not too many years ago I bought my first house, and the deposit I needed was only $5000. With the First Home Owners Grant That Mr John Howard gave me, I entered the Property Market on a house worth over $150,000. Once you have one property and equity begins to grow, things can take off quite quickly from there.

How To Invest $5000 In To Internet Marketing

If I were starting out again, the Internet is the second place I would invest my money, the first place would be spent doing an Internet Homestudy Course. The Internet is being seen as the Real Estate of the future and if you learn how to conduct Internet Marketing properly, then the returns can be massive.

The important point I am trying to get accross is that there are many avenues for you to invest your money in, however what you must do is to start investing sooner rather than later. The practise of doing so now will help you overcome any fears that you may have.

Written by Clint Maher - 21st Century Academy
Complete Wealth Education P/L © 2008

Is Now a Good Time To Invest?

That is a question that I am asked a lot right now from would be investors. With all the doom and gloom portrayed in the media surrounding the ‘credit crisis‘ and the housing slump, you may be forgiven for thinking the world as we know it is about to end. The US Markets may be in some difficulty, yet even there, there is massive opportunity in some areas and it is a good time to invest.

Closer to home though, in Australia, there is the opportunity to greatly add to your share or property portfolio at some fantastic prices right now. Some household names that have very sound fundamentals that are seen as very good share market investments right now. Because of the nature of the market and the volatility, there are above average premiums if you were to do a share renting strategy.

Investing in the current climate takes a lot of courage too, as there are a lot of unknowns out there. There are a lot of unknowns out there at any time though, so you must ensure that you have done your financial research properly.

The Australian Property Market may be slumping at the moment although it is not in free fall like the US housing market is. Many property experts agree, that there may still be a little way to go before prices inevitable rebound and the property cycle begins its bull run. There are some amazing properties available right now at fair value, and there are just as many that are undervalued right now as well.

Investing now could make you a lot of money in the not to distant future. It takes foresight and courage to put your money where your mouth is though. Invest in a great financial education, and then invest in proven investment vehicles. It is after all, a great time to invest.

Written by Clint Maher - 21st Century Academy
Complete Wealth Education P/L © 2008